Medical professionals often face unique financial challenges—delayed earning years, student loan obligations, and complex income structures. This program was created specifically to address those realities.
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Financing solutions scaled to medical professionals' needs
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100% financing up to $2 million loan amount.
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Save thousands annually with no PMI requirements
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Program designed specifically for physicians and healthcare specialists
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Dedicated medical-affinity lending team for faster closings
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Single point of contact from application to closing
At least one borrower whose income is used to qualify must hold one of the following professional designations:
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MD (Doctor of Medicine)
DO (Doctor of Osteopathic Medicine)
DDS (Doctor of Dental Surgery)
DMD (Doctor of Dental
Medicine)
Ophthalmology (MD or DO)
Psychiatry (MD or DO)
PharmD (Doctor of Pharmacy)
DVM or VMD (Veterinary
Medicine)
DPM (Doctor of Podiatric
Medicine)
CRNA (Certified Registered
Nurse Anesthetist)
Medical Residents & Fellows
Medical Interns (holding above degrees)
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Minimum Degree
MD, DO, DDS, DMD, DNP, or DNAP
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Employment Verification
Active employment contract or written verification of accepted employment terms
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Dedicated Medical-Affinity Lending
Team
Faster, priority handling of your application
Deep expertise with physician compensation structures
Single point of contact from start to finish
Understanding of your unique financial profile
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Education First — No Obligation
First-time homebuyer guidance and education
Comprehensive buying vs. renting analysis
Strategic refinancing options and planning
Long-term homeownership planning for physicianss
One-on-one mortgage consultations
There is no requirement to apply in order to access these services.
Available at no cost to AAMS members
Pre-approval reviews and guidance
Second opinions on existing loan offers
Home value and equity assessments
Purchase scenario planning
Refinancing strategy consultations
Long-term homeownership planning for
physicians
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Deliver Real Financial Value
Provide tangible, meaningful benefits that make a difference in members' lives
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Support Major Life Milestones
Help physicians navigate one of life's most significant financial decisions
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Trusted Education Without Pressure
Empower members with knowledge and options, never aggressive sales tactics
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Enhance Member Benefits Offering
Strengthen AAMS's value proposition with exclusive access to specialized services
HouseAmerica Financial is a locally based mortgage banking and brokerage firm with decades of experience serving medical professionals, business owners, and executives.
Funded Since 2018
Families Served
Medical Lending Team
Schedule a complimentary consultation to learn how this exclusive AAMS member
benefit can help you achieve your homeownership goals.
This program is an exclusive benefit for AAMS members. By requesting a consultation, you confirm your membership with the
Armenian American Medical Society.
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