Welcome to HouseAmerica Financial

The home for all your residential mortgage needs

The home for all your residential mortgage needs

A home loan for everyone.


Boasting decades of extensive experience in residential lending, our highly specialized team members can structure loans to ensure smooth and timely closings each and every time.



Honesty, integrity and compliance are the absolute cornerstones of HouseAmerica. Our values have helped us earn our customers’ and referral partners’ repeat business and loyalty.



In a market where speed & service are essential, our operations team works hand in hand with our mortgage originators to provide solutions for borrowers with all earnings structures.
home mortgage experts

Your mortgage approval starts here.

Delivering flexible mortgage solutions, on-time closings and superior service, HouseAmerica is the home for all your residential mortgage needs. As a direct lender and approved seller with Fannie Mae & Freddie Mac, we offer a full menu of conventional, FHA, VA, non-QM and Non-Conforming “Jumbo” programs up to $5M.


Tailored solutions that best meet your needs.

Learn more

Conventional Loans

Some of our most popular loan programs in the market with underwriting guidelines directed by Fannie Mae and Freddie Mac.

Jumbo Loans

Non-Conforming Jumbo loan products are utilized for larger loan amounts that exceed conventional loan limits.

FHA Loans

With a 3.5% minimum down payment, FHA loans offer flexible underwriting and credit guidelines. Ideal for first-time home buyers.

VA Loans

For eligible military veterans, VA loans feature flexible guidelines allowing as little as 0% down & no mortgage insurance.

Non-QM Loans

Designed for borrowers who don’t meet traditional qualifying requirements for conventional loans.

Down Payment Assistance

Ideal for first-time home buyers seeking assistance for their down payment from governmental agencies.

Best home loan mortgage lenders!

“I've been using HouseAmerica for my loans for 7-8 years and since the first loan that I've done with them, I've never used anyone else. Working with HouseAmerica has made my life a lot easier in that I just need to focus on searching for properties and they handle the rest. HouseAmerica every single time has been able to deliver.”
Natalie & Tim Barker
First-time home buyers
Claudia Flores
Real estate investor

Highly recommend for any home loans!

“We had a great experience with HouseAmerica. Not only did they answer every question we had, they did so in a timely manner and helped us close extremely fast. As my first time going through the home buying process I felt that I was in trusted hands the whole way through. Highly recommend them for all your lending needs.”
Jack Baca
First-time home buyer

Can't recommend HouseAmerica enough!

“Working with HouseAmerica is always a great experience. They help close the loans with no issues and get my clients in their dream homes hassle-free.”
Paul Morris
Regional director @ keller williams

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