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Sr. Underwriter

La Cañada, CA

Position Summary:

The Underwriter reviews documentation, including 1003, credit reports, income and assets, and property documentation in accordance to agency, non-agency, delegated and non-delegated underwriting guidelines. The Underwriter will make the final loan decision on delegated loans. They will review specific guidelines to ensure that each loan risk is properly managed on a loan-by-loan basis.

Duties & Responsibilities:

  • Underwrite loan files to agency, non-agency, delegated and non-delegated guidelines
  • Review credit report, applications, etc. to ensure that each loan meets company standard
  • Evaluate income documentation to determine acceptable risk of an applicant based on analysis of W2’s, pay stubs, personal and business tax returns
  • Utilize expertise and underwriting knowledge to render sound, common sense decisions based on analysis of loan parameters and documentation
  • Ensure that the validation of AUS information is accurate
  • Communicate with Underwriting Manager to advise of any sales processing issues
  • Maintain excellent customer service skills, enhancing the customer service experience with all internal and external customers


  • Proficiency with Encompass is a MUST
  • ‘Front-line’ underwriting experience past 5 years
  • Proficient in Conventional/Agency guidelines. Jumbo and Government knowledge is a plus

Job Type


Benefits Offered

401(k), Medical, Life, Dental, Vision